Today, inflation is exceeding the proportion of wage raises, diminishing the buying power for millions of Americans each year. According to Investopedia, "financial literacy is the education and understanding of various financial areas including topics related to managing personal finance, money and investing." (2018).
When new students enter college, they need to think about all incoming expenses and loans they will accrue for their futures. To acquire financial literacy also involves mastering other concepts of investing, personal finance, and the time value of money. Below are some tips and tricks on budgeting and handling personal finances.
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